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About
Posted under Real Estate And Your Future by Steven BarchettiPresident
Realtor
California Real Estate license
Certified Foreclosure Listing Agent
Certified Bank Owned Listing Agent
Certified Short Sale Listing Agent
Certified Buyers Agent
Certified Loan Modification Agent
Certified Real Estate Investor
Certified Mortgage Planner
Certified Web2.0 Marketing Expert
(Sellers)Get Your Property Listed And Sold!
(Buyers)Get Your Custom Search And Buy!
Active Member Of San Diego Association Of Realtors
How To Contact
Steven Barchetti
Your Real Estate Authority!
(Corporate Office)
Remax & Associates
Broker ID612518
Real-Estate ID 01456904
619-630-8747
206-337-1211 (E-Fax)
Email: Steven @ Steven Barchetti dot com
2451 Jamacha Road Suite 105
El Cajon, CA 92019
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If you are looking to Buy, Sell or Finance a piece of Real Estate then you are at the correct place.
Real Estate investing is a Team Sport! Most people fail because they play the game by themselves!
I have put this company together to assist you in growing your financial literacy.
(Real Estate Facts, Click Here To Learn More About My Up Coming Classes)
Owning a home is the American dream and should be the first piece of your financial puzzle!
Right now the United States is on SALE!
You can buy your first home for .50 cents on the dollar!
Don’t let this time pass you buy!
For the better part of the past 20 years I have been building businesses and learning about money.
I show people how to go from buying their first property to becoming a self employed investor and working for themselves! No matter what your goals are I can help.
How you view money will determine how much you attract or push away. The thing that surprised me about money was there aren’t many places that you can take courses to learn how money really works.
In other words, how money works in the Real World!
Besides building business’s for the past 20 years, I have been studying The Law Of Money.
Why do the rich get richer and the poor get poorer?
What I have found in my deep search for those answers was the fact that the wealthy are very Financially Educated and they have a Financial Team Of Advisers. Life and family wealth building are Team Sports! Most people fail to obtain their dreams because they are playing the game by themselves!
When you understand how money and finances really work a whole new world will be at your fingertips. You do not have to earn more money to build wealth. Most people are not doing well, because of their current money habits and financial education.
Unfortunately most people do not know the difference between an Asset and a Liability! It is very hard to build family Wealth when you are struggling with the basics money fundamentals. Part of the problem is when professional accountants and financial planners tell people that their home is an Asset!
Here is the simple litmus test as to whether something is an Asset or a Liability.
If a piece of Real Estate puts money into your pocket at the end of the month after all of the expenses, then it is an Asset.
If that same piece of Real Estate takes money from your pocket at the end of the month after all expenses, then it is a Liability.
If a person or company responsible for managing a piece of property doesn’t know how to properly do their job you can easily see how the same property could be either an Asset to Liability. Each piece of property is like a mini business.
Fortunes are being amassed around Real Estate by people who understand how to properly manage each piece of Real Estate in their portfolio. Paper Assets like stocks are the same thing, if you do not know much about the business, then do not get into that type of investing. Life is your Gift and what you do with it is your responsibility!
Now as far as your personal home is concerned. Even if you do not have a mortgage any more, you are still paying property tax’s, home owners insurance, utilities and maintenance. Is it putting money in your pocket or taking it away?
So at the end of the month, is your personal home an Asset or a Liability?
Like I said earlier, there are no colleges or standard schools that you can go to for the type of financial education that I am talking about. There are general economics and accounting classes. But what I’m talking about goes much deeper than that. When you hear people say, investing in Real Estate is risky. Investing in the stock market is risky. Opening a business is risky. That is because they do not know much about those subjects. That is how it always is in life. When you’re not sure about a certain business or system. It does seem risky to you and it should. The reason you are seeing so many people lose money in Real Estate, and the stock market is because people do not have the financial education to properly handle their accounts. We as Americans are now responsible for our own retirement. I am totally for being responsible for my own retirement. I do not want the government or anyone else to handle it for me.
So with that being said, the American government is letting you as a free American. Make your own decisions about your retirement. That’s where the problem comes in our traditional schools and colleges were not designed to teach us about retirement investing, real estate investing, the stock market. So people are being too lazy to learn about those things and turning over their money hopes and dreams to a third-party company. When you rely on someone else for your life’s retirement. All you can do is hope that they know what they’re doing. I never take that approach! I am not going to put my future and my childrens future, in someone else’s hands.
It’s time to take responsibility for your own business and your own retirement. There are a lot of companies like mine that are now offering training and mentor to help people do their own investments with their own knowledge of what they like. When you are educated about what you are investing in. You start making money, not losing money.
Your financial education should be something you continue for life, and pass on to your children and their children. Just like your trust fund for your real estate and assets.
Like I was saying in earlier paragraph. We have everything available to us in the United States. You do not have to earn more money. There Is nothing wrong with earning more money. But with the laws we currently have available to us with the proper business structures IE (corporate structures, tax structures). You can do very nicely with the same income you have now. But if you don’t take advantage of all of the corporate structures and legal tax loopholes . You’re leaving money on the table and not building family wealth!
I will be posting to this website as many interviews with industry leaders as I can arrange. So you can start learning how the wealthy use these strategies to build family fortunes. You will get to learn firsthand from industry leaders how they use the current corporate structures and tax loopholes that are already available. They do it every day, and so can you!
I am a mortgage planner, that means I am a loan officer that looks at your families big financial picture when we sit down to figure out which home loan product would be best for your family over the long haul.
Life, Money and Retirement are Team Sports! Most people fail because they play the game by themselves!
You have to put your retirement goals into the picture from the start. Moving forward blinding and you will never obtain your goals!
I have been helping people with their residential Real Estate Financing needs since 2001.
Everyone realizes real estate prices are at a historical low right now.
That is when you purchase real estate when prices are at historic lows.
Also, mortgage rates are at historic lows.
The only people that are getting hurt right now in the real estate game are people that are selling their homes and not buying another one.
Everyone knows, real estate is a long-term game, not buy today and sell tomorrow.
Everyone should be using their real estate in their long-term goals of financial planning for their retirement.
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Life, Money and Retirement are Team Sports! Most people fail because they play the game by themselves!
To put together your new (Real Estate Retirement Plan) our company has formed alliances with strategic partners in Seven Different Specialty Areas!
1.) Attorneys (Wills, Trusts, Estate Planning, Asset Protection)
2.) CPA’s (Maximize Tax Savings For Personal & Corporate)
3.) Realtors (Buy Or Sell Properties)
4.) Insurance Specialist (Term Policies, Investment Policies)
5.) Financial Planners (Mutual Funds, Stocks, Bonds)
6.) Business Structure Specialist (Tax Saving, Asset Protection)
7.) 1031 Exchange Company (Tax Free Exchange of Properties)
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